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Peggygraves.com Is A Great Search & Information Tool

by The Peggy Graves Team

We have worked hard to ensure that our website, Peggygraves.com, is a user friendly search tool for potential buyers and sellers.  Whether you are looking for property for sale in the Jackson, Madison County area or are thinking of selling and would like a free market analysis of your home, we have many useful resources available on our website.  Here are a few of the valuable services our site provides.

1. Our website offers a top notch search tool for Jackson and surrounding areas including map search and the ability to save your searches.  And best of all, searches are unlimited, you are not be required to "sign up". Or, better yet, let our site do the searching for you by using our Listing Alert Tool. Just enter in your desired criteria and you will be notified by email as soon as a new listing meeting your criteria hits the market. We want peggygraves.com to be the website that you return to, not only because of the wealth of information available, but also because it is convenient and easy to navigate.

2. We offer a wealth of information for home buyers including what to expect during the home buying process, relocation assistance, loan analysis and getting pre-approved.

3. We offer valuable information for sellers including a free market analysis tool, our marketing plan to sell your home and preparing your home for showings.

4. Our website includes information about Jackson-Madison County area attractions, subdivisions and school information.

5. Our blog is a great resource and we update it frequently to keep you informed on current market conditions, statistics and more.

6. Information about our team of professionals, contact information and testimonials from our clients.

The Peggy Graves team is always looking for ways to improve our website and provide the most accurate and up to date information to our potential clients. We would love to have your feedback on your experience with our site. Send an email to peggygravesteam@gmail.com. Thanks!

 

Rent Vs. Buy

by The Peggy Graves Team

If you are a prospective homeowner you have a lot to consider before purchasing a home, such as whether buying or renting makes more sense for you.  Here are a few points to consider before deciding whether to become a homeowner or renter.

Renting a home gives you more flexibility to explore and research an area before making a long term commitment. Also, if you are thinking about changing jobs or are considering relocating out of the area, renting gives you flexibility to move quickly while homeowners are at the mercy of the current market conditions. Renting typically means that you will have no maintenance expenses and sometimes utilities such as water and sewer are included in the monthly rent. Credit rating issues may also be a factor in your ability to obtain a mortgage, so renting a home until your credit improves is sometimes necessary.

Buying a home allows you to obtain equity, while renting you are basically paying your landlords mortgage. Typically if you stay in your home for 5-10 years, the costs of purchasing the home are more likely offset by accrued value and increasing home value and once your home is paid off you can borrow against the equity to pay for things such as college educations for the children or some other major purchase. You can also deduct mortgage interest and property tax from your income taxes every year. Renters do not get this benefit. As a home owner you also have creative control, so paint and hang as many pictures as your heart desires. Keep in mind, when it comes to maintenance, the ball is also in your court. So, if your not a do-it-your selfer, you will have to pay a contractor, which can be expensive. On the bright side, interest rates are still low and the market over the past several years has been slow but steady.

If you would like to determine whether buying or renting is more cost effective for you, please click the link below from First Bank and use their handy rent vs. buy calculator. For more information on buying vs. renting call Peggy Graves at 731-664-2342 or email peggygravesteam@gmail.com.

https://4543290794.mortgage-application.net/Calculators/RentVown.aspx?oempage=1

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Contact Information

Photo of The Peggy Graves Team Real Estate
The Peggy Graves Team
COLDWELL BANKER REAL ESTATE NOW
327 North Pkwy.
Jackson TN 38305
Cell: 731-225-6920
Main Office: 731.668.1777

Lic. No. 00220561